Located in Laguna Beach, California, Point B Funding provides the right loan to suit your needs. We focus on the customer.  With over 25 years experience in the mortgage business and established relationships with array of lenders, we are able to say YES more often.

A brief summary of some of the available loan products:

  • Fixed-rate programs are available in varying terms
  • Adjustable-rate mortgages (ARMs) fixed for 1, 3, 5, 7 or 10 years and adjust annually the remainder of the term
  • Complimentary pre-approval programs let you know how much home you can afford
  • Conforming Mortgages for home buyers in need of a loan of $726,525  or less
  • Jumbo Mortgages for home buyers borrowing more than $726,525 and up to $3 million.
  • Construction-to-Perm programs provide the funds to build and the ongoing permanent mortgage – all with one application, one approval and one closing.  
  • Purchase and Refinance
  • Rate lock periods of 15, 30, 45, 60, or 90 days are available.
  • Financing alternatives for those with credit or documentation challenges


Thank you for visiting our website, we hope you find it informative.  Please contact us with your questions and we will be happy to assist you.

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