Point B Funding Takes You From Point A to Point B!

At Point B Funding we pride ourselves on providing personalized and unsurpassed service to our clients.  Being a boutique style mortgage company by choice translates into huge savings for our clients.  We don't need to increase your rates or charge excessive closing costs to cover the expense of a very large office and staff.  You can count on the most competitive interest rates in the industry, constant updates as to the progress of your loan, no frills communication, and no hidden fees either...we promise! We're honest, up front, and take the additional time that your transaction requires to earn your trust. 

Based in Laguna Beach, California, Point B Funding opened in 2002 and comes to you with over 28 years or lending experience under our belt!  You can count on expertise, knowledge, efficiency, and dedication to our careers. Nothing less is acceptable for one of the largest financial transactions you'll make.

We have a simple philosophy; never settle for less than the best loan.  The lowest rate on the wrong strategy could end up costing you thousands of dollars over the life of your loan.  Our recommendations are based on what is best for our clients, not what is best for us or the bank.  It takes more work these days but we do a thorough job of providing and packaging everything a lender needs to say "yes" to a loan.   Together we can make deals close and doors open.


 When you purchase a home or refinance your current mortgage, it's a big step. 

Please tour our website to learn more about us, help you understand what is involved in the process, and utilize useful tools such as the mortgage calculators and industry related links provided. 

Buying a new home can be a source of anxiety, frustration -- but also a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you!  We understand the importance of a satisfied customer, simply closing your loan is not enough.

We make sure that you have options to choose the correct loan program for YOU and that you are not charged excessive or unnecessary closing costs. As our customers trust in us and continue to refer their family and friends, we realize we're doing the job right!

"Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! Be sure to consider our secure online loan application. We can help you get there.

Refinancing your current mortgage doesn't have to be exhausting. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!

Apply Now

Thinking about buying?

Expert help when you need it!

Give us a call at 866-300-1550 or email Info@PipelineROI.com for a no-obligation consultation with one of our mortgage experts.

Get Qualified

Considering Refinancing?

Point B Funding is here to help!

  • Use our mortgage calculators to determine if refinancing is worth looking into.
  • Refinancing can be a great way to save money on your mortgage payment.
  • Let our mortgage experts potentially lower your interest rate or payment.
  • Leverage the equity in your home toward improvements, taking a vacation, or simply getting your loan paid off faster.

Considering refinancing, but you’re not sure if the time is right or not? Give us a call at 949-376-3768 orr email marie@pointbfunding.net for a no-obligation consultation with one of our mortgage experts.

Refinancing Options

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